I heard some say that if you are working for a company for a while "they will start dumping money into your 401k" and that is incentive to say with that company.
Assuming you are not on the level of a partnership of ownership at a law or accounting firm and you are just one of 50 or more employee company this phrase just means that you company is matching you paltry 3-6% of your salary at 50-100%. For a 100k a year worker this is up to 6000 dollars of you saving and the company gives you 6000 dollars because you were a good boy and saved. Now based on how a company did that year they can exceed those matches and give you more such as an additional 50% for example would mean an extra 3000. (I believe this is what people are referring to when they say dumping money into your 401k).
As great as this sounds and as appreciative as we should be its not anything out of this world. 1) An extra 3k or 1.5k (if you make 50k a year) hardly pays for a set of golf clubs. And 2) every comparable employer does the same thing (sorry if you thought you were special).
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