The Crossover Point 2.0

The crossover point is the point at which your investments begin to earn more money than the cost of your living expenses.  At this point one has the freedom to leave their full time job for other meaningful ventures.  I would like to introduce to you the 2.0 version which includes two new factors: 1) Decreasing motivation (a negative exponential equation contingent to an increasing investment return) and 2) Constantly increasing expectations or also know as the "the boss be getting on my nerves" (a linear climb).  

The Crossover Point 2.0