Good Idea: Steroids in the Army

Excuse me: Dumping Money in my 401k

I heard some say that if you are working for a company for a while "they will start dumping money into your 401k" and that is incentive to say with that company. 

Assuming you are not on the level of a partnership of ownership at a law or accounting firm and you are just one of 50 or more employee company this phrase just means that you company is matching you paltry 3-6% of your salary at 50-100%.  For a 100k a year worker this is up to 6000 dollars of you saving and the company gives you 6000 dollars because you were a good boy and saved.  Now based on how a company did that year they can exceed those matches and give you more such as an additional 50% for example would mean an extra 3000. (I believe this is what people are referring to when they say dumping money into your 401k).

As great as this sounds and as appreciative as we should be its not anything out of this world.  1) An extra 3k or 1.5k (if you make 50k a year) hardly pays for a set of golf clubs. And 2) every comparable employer does the same thing (sorry if you thought you were special).

Passion Don't Follow It: Yes you heard that right!

I take it all back about dreams and passion... don't follow it.  Get good at something that has value: Steve jobs did not have  passion for computers but he was good at it. Don't make the jump until you have the skills to leverage.  Going after your dreams day one after graduation is like being a consultant from day one or being a total professions from day one... not going to f-ing happen and setting yourself up for failure.  The whole "follow your passions" has been out since the mid 1900s and every since then job satisfaction and happiness has been decreasing.

Please refer this video for additional information from Cal Newport, 40 minutes but totally worth it.

2013 a new year get out and don't follow you passion and get good at something.

Double standards in physical culture

Why do people criticize the person who asks for a side salad instead of fries or goes out for jog after the party?  The guy is just trying to take personal resposibility for their health and future well being.

Why are people with cancer and diabetics treated like random victims? Do we not realize there is an association between the sleep/diet/exercise choices we make NOW will affect us in the FUTURE?

The Crossover Point 2.0

The crossover point is the point at which your investments begin to earn more money than the cost of your living expenses.  At this point one has the freedom to leave their full time job for other meaningful ventures.  I would like to introduce to you the 2.0 version which includes two new factors: 1) Decreasing motivation (a negative exponential equation contingent to an increasing investment return) and 2) Constantly increasing expectations or also know as the "the boss be getting on my nerves" (a linear climb).  

The Crossover Point 2.0